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Get help with foreclosure

Whether you've missed making a mortgage payment or you're worried about missing a payment, MyLawBC can help you. Find out about your options and where to go for financial and legal advice. Use our checklist and tips to get help with your particular situation.

If you decide to go to court, get an overview of foreclosure proceedings and follow the steps to prepare your case.

Some terms to know

In most situations, your lender doesn't want to repossess (take back) your home. (A lender can be a bank, credit union, insurance company, private individual, or loan company.) That can be a long and expensive process for them. They would rather have you keep your home and keep paying them.

But if you default (don't make payments), your lender can take legal action to try and repossess or sell your home. The legal action is called foreclosure.